Top Credit Cards Tips for Holiday Spending!

Here are some credit card tips to help get you through the holiday season

Track your spending every week

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During the holidays, your credit card usage may increase by 2X or 3X, especially if you have a lot of things to buy.

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Pay attention to rotating rewards categories

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During the final 3 months of the year, several credit cards provide additional cash back on specific retail store purchases.

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Apply for a card with a sign-up bonus before doing your holiday shopping

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Many credit cards offer sign-up bonuses that can net you a tonne of money if you hit a specified spending threshold within a predetermined time frame

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Know what interest rates your various cards charge

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A card with a 16% interest rate is preferable to one with a 20% interest rate if you plan to carry a balance on it.

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Use the right card to book your travel

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During the holidays, a lot of individuals probably end up travelling. If you intend to follow suit, using a travel rewards card makes sense.

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Here are some credit card tips to help get you through the holiday season

Here are some credit card tips to help get you through the holiday season

Track your spending every week

During the holidays, your credit card usage may increase by 2X or 3X, especially if you have a lot of things to buy.

Pay attention to rotating rewards categories

During the final 3 months of the year, several credit cards provide additional cash back on specific retail store purchases.

Apply for a card with a sign-up bonus before doing your holiday shopping

Many credit cards offer sign-up bonuses that can net you a tonne of money if you hit a specified spending threshold within a predetermined time frame

Know what interest rates your various cards charge

A card with a 16% interest rate is preferable to one with a 20% interest rate if you plan to carry a balance on it.

Use the right card to book your travel

During the holidays, a lot of individuals probably end up travelling. If you intend to follow suit, using a travel rewards card makes sense.

Swipe to to view more

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